Orthopedic malpractice insurance companies charge premiums that correlate to the highest risk procedures performed by the physician. In other words, if you are an orthopedic surgeon doing spine surgery and orthopedic surgery, you will be charged a premium associated with the spine surgery rate charged by your orthopedic medical malpractice insurance company.
Alternately, orthopedic surgeons who perform a low percentage of spine surgery in comparison to the percentage of traditional orthopedic procedures may be offered reduced rates by an orthopedic surgeon malpractice insurance company.
Have You Been Involved in Medical Malpractice Litigation?
It is not uncommon for an orthopedic surgeon to face at least once with a claim of medical malpractice. Orthopedic surgery is a highly-specialized field of surgery with outcomes that are not always predictable. Keeping this in mind, Gallagher advisors are practiced in communicating with orthopedic surgeon malpractice insurance companies. This way, orthopedic surgeons are sure to receive the lowest orthopedic malpractice insurance rates available in their state.
To request a free quote for medical malpractice insurance, orthopedic doctors are urged to contact us to start saving on premiums today.
What Is Covered By Orthopedic Surgeon Medical Malpractice Insurance?
Orthopedic surgeries are categorized by insurance carriers as one of two types: Surgery with Spine or Surgery No Spine. Surgeries involving the spine are considered by insurers to be the highest risk category and will carry the highest premiums. Orthopedic surgeons who have never performed spinal surgery may be able to enjoy lower premiums.
If a career changes over time and an orthopedic professional switches to a lower-risk specialty, this is important to discuss with an insurance broker or provider to determine whether insurance needs have changed. For example, if a surgeon is no longer performing spinal surgery, this is important information to review. However, if orthopedic doctors who no longer perform surgery offer certain treatments considered “alternative” by insurance carriers, they may not be eligible for coverage.
An example of an alternative treatment is orthopedic manipulative therapy (OMT), a treatment similar to chiropractic methods meant to increase joint flexibility and minimize muscle pain. You should be aware that some orthopedic surgery medical malpractice insurance companies do not provide coverage for OMT.
Gallagher invites you to request a no-obligation, orthopedic medical malpractice insurance quote and talk to one of our advisors about comparing rates from several top-rated orthopedic malpractice insurance companies across the country.
Take advantage of our extensive network of medical malpractice insurance providers to receive the lowest rates available and to ensure your career remains viable and protected from medical malpractice lawsuits.
Gallagher Healthcare is one of the few national brokers with access to Orthopedic Specific Malpractice Insurance programs. What does this mean to you? It means that if you are an Orthopedic Surgeon and choose Gallagher as you agent, will have access to exclusive Orthopedic-only malpractice insurance programs. These programs provide specialized risk management programs that are intended to produce better surgical outcomes and a lower cost policy to you as a physician. We work with Orthopedic surgeons and understand the unique needs of this market. Contact us today to find out more about our Orthopedic-only malpractice insurance programs or to request a