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OB/GYN Malpractice Insurance Solutions

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According to an American Medical Association survey, more than 60 percent of doctors over the age of 55 have been sued at least once. Although the majority of these lawsuits are either dismissed or dropped by the plaintiff, it is still a stressful and expensive experience for a physician to be involved in malpractice litigation.

In addition to providing financial coverage when you need it the most, the best OB/GYN malpractice insurance companies can assist you in developing risk-management strategies that minimize your chances of being hit with a malpractice suit. Popular types of risk management tools include implementation of EHR systems, engaging in continuing medical education courses and establishing rigorous protocols that guide your practice.

Changing Landscape of the Obstetrics Medical Malpractice Insurance Industry

In the early 2000s, the percentage of American medical students choosing to specialize in the OB/GYN field decreased significantly, producing a shortage of obstetricians and gynecologists in many states. The result of fewer practicing OB/GYNs combined with the effects of tort reform in numerous states forced medical malpractice insurance carriers to start offering competitive rates and lower OB/GYN insurance costs.

How Much Is Malpractice Insurance for OB/GYN Doctors?

Most OB/GYN medical malpractice claims are filed by plaintiffs who claim physician error caused severe or permanent damage to their neonatal infant. The cost of maintaining OB/GYN medical malpractice insurance is higher than other types of insurance simply because it is filed more often than others. Commonly reported injuries related to prenatal or congenital disorders emerging from alleged OB/GYN error include:

  • Brain injuries that cause permanent cognitive impairments or even chronic seizures.
  • Bone fractures occurring at the time of birth (negligence involving removal of the baby during a vaginal birth).
  • Negligent prenatal care (failing to detect dangerous conditions in the mother, such as preeclampsia, gestational diabetes or Rh incompatibility).
  • Neglecting to consider the possibility of birth complications (baby may be larger than normal or the mother needs a C-section and doesn't get ones).

Gallagher Provides Cost-Effective Benefits to Lower Insurance Premiums

By focusing on risk management, claims and insurance policies developed strictly for OB/GYNs, we can provide a customized policy to address the needs of obstetricians and gynecologists much better than general underwriting agencies. In addition, our products can provide onsite risk management for doctors participating in a risk management commitment program. OB/GYNs in this program will receive a substantial discount on their premiums.

To reinforce our ability to provide you with lower-than-average medical malpractice insurance premiums, you have immediate access to practicing OB/GYNs who not only enrich our underwriting committees but also actively engage in the claims process. By taking advantage of our resources and expertise, you will enjoy more control over your practice via enhanced patient safety and a significantly decreased risk of dealing with time-consuming malpractice claims.

Get the OB/GYN Malpractice Insurance Coverage You Deserve

Costs of medical malpractice insurance for OB/GYN specialists varies among U.S states. Our experienced team of Gallagher advisors can help you find the best medical malpractice insurance available in your state by accessing our huge network of OB/GYN medical malpractice insurance carriers and comparing quotes offered by multiple insurance agencies.

Whether you are searching for malpractice insurance or wanting to switch carriers, Gallagher advisors can help you take control of your career by protecting your practice with competitively priced medical malpractice insurance for OB/GYN doctors. Contact a Gallagher advisor today, and we will analyze your needs and goals to find the right kind of comprehensive malpractice insurance coverage at the most competitive rates available in your state.

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