Chelsea B. Schugart

Area Vice President

Chelsea Schugart is an Area Vice President with Gallagher's Healthcare Practice, where she partners with physician groups, healthcare organizations, and healthcare leaders across the country to design and manage medical professional liability programs. In her role, Chelsea serves as a strategic advisor on malpractice coverage, risk financing, claims trends, and insurance program optimization, helping healthcare organizations navigate an increasingly complex liability environment.

Drawing on experience gained from both the underwriting and brokerage sides of the industry, Chelsea works closely with healthcare clients to evaluate emerging risks, analyze claims data, structure effective insurance programs, and advocate for favorable outcomes during the underwriting and renewal process. Her expertise spans physician groups, radiology practices, hospital-based specialties, multi-specialty healthcare organizations, and other complex healthcare risks.

Chelsea is passionate about helping healthcare organizations understand their exposures, strengthen their risk management strategies, and make informed decisions regarding coverage, carrier selection, and long-term insurance program design. She is a graduate of Texas A&M University and regularly advises healthcare executives on medical malpractice trends, claims developments, and market dynamics impacting the healthcare industry.

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