How Much Does Medical Malpractice Insurance Cost?


Medical Malpractice Insurance costs tend to vary among states and specialties. Learn and view our full expert overview of Medical Malpractice Insurance costs and what factors are involved. [More]


Going Bare - Are Doctors Required to Have Malpractice Insurance?


Doctors choose to go without Medical Malpractice Insurance for a variety of reasons. Make sure you know the risks involved before deciding. [More]


How Stand-Alone Medical Malpractice Tail Policies Can Save Money


The medical malpractice insurance environment is always changing and it's hard to know if you're getting the best deal. Click here to learn more about how stand-alone medical malpractice tail policies could save you money. [More]


Claims vs. Occurrence Medical Malpractice Insurance Explained


Claims made and occurrence policies in medical malpractice insurance can be hard to understand. Click here to learn the difference between the two and what they can offer your practice. [More]


The Differences Between Medical Malpractice Insurance Deductibles


One of the most confusing elements of medical malpractice insurance is often the deductable. Learn more about this aspect of your coverage and how to make sure that it meets your exact needs. [More]


Benefits of Slot Coverage for Medical Malpractice Insurance


If your practice involves part-time and full-time physicians, you may feel that you're being overcharged for medical malpractice insurance. Find out if slot coverage is the right option for you. [More]


What to learn from a carrier’s combined ratio


The combined ratio is an important aspect of any insurance carrier that brokers study in order to better service their clients with their medical malpractice insurance policy. Before we demonstrate what to look at when studying this ratio, we will first explain how it is calculated. [More]


What Are the True Risks of Vicarious Liability?


As medical practices expand in size, an increased number of professionals come into contact with patients. This has many positive results: patients can get multiple opinions and diagnoses, allowing their treatment to be more well-rounded, and doctors can expand their patient network by bringing nurse practitioners and physician assistants on board. However, these additions can also bring added risk to doctors in the form of vicarious liability. [More]


Deciphering who covers your tail


When it comes down to who is responsible for purchasing your medical malpractice insurance tail when you are leaving a group should always be discussed and agreed upon in a contract at the beginning of your employment. If this was not previously addressed then there are different situations that can arise, each one depending on either the group you are leaving or if you are joining a new group. One way that can happen is that you end up having to pay for your tail if both, the group you have left or the group you are switching to refuse to purchase it on your behalf. The next could be if that you do not feel that you need to tail, but your old group does not feel comfortable having a period of no coverage then they would end up buying it. Another outcome is that the new group agrees to pay percentages of your tail, but depending on the number of years that you keep practicing with them. For instance, a new group could make a deal with you that if you leave after the first year then you must pay for your own tail, after two years then you would both split the costs, and if you stay with them for three or more then they cover all of the costs. These are all possible to happen; it just depends on who has more leverage in the situation. [More]


Gallagher Healthcare's New Blog


Welcome to the new blog on industry topics from Gallagher Healthcare. Over the years, Gallagher Healthcare has built broad, strong and trusted network insurance carriers and has engineered numerous creative insurance solutions. This gives us a solid knowledge base to inform our clients and website visitors about the intricacies of medical malpractice insurance. Contained in this blog will be a wide range of medical malpractice insurance knowledge and industry news. Feel free to join in on the conversation. [More]